My wife and I just moved into a new home (2 story colonial) that has an old VC fireplace insert model #0044 from 1983. It looks beautiful, but it does not have a liner and looks like the previous owner hasn't used it in many years. Here's my question, the house has electric heat (heat pump) and it does get pretty cold here in eastern PA in the winter. I really want a secondary source of heat & emergency heat during power outages (we have two small children). Should I even bother trying to have a certified chimney professional get this insert up and working (i.e. installing a liner, etc.) or should I just bite the bullet and spend the $4,000 to $4,500 for an upgraded insert...I'm seriously thinking about the Hampton HI300. Our neighbor has one and loves it. P.S. My wife has many other ideas for spending $4,500 bucks and is telling me to just make the VC #0044 work and be done with it...help!!