Ok after my previous posts it seems that I am going to be best served by buying a new woodburning insert and have a full liner installed. It will be a while before I get out to do in shopping, and I may not buy until spring but I am trying to get an idea of costs and recommendations. I don't have a ton of money to spend on this so I am looking for something good quality that wil get the job done. I would like to be able to burn 24-7. The house is just under 1600 square feet upstairs. Well insulated and pretty tight. I have attached a rough draft of what the floor plan looks like (not to scale). I live in east central indiana so the weather can vary quite a bit. It was in the single digits the first half of last week and its in the 50s today. I briefly spoke with one dealer on the phone and found out they sell lopi brand. There should be other places around that sell others. Again, costs is the biggest factor so what price range should I be looking out to get a new insert and liner plus installation and what do you recommend. Thanks for the assistance.