Hi, I'm considering supplementing our existing oil burning furnace with some type of pellet burning appliance. We live in MD (3K sq. ft. colonial, with basement and two levels) and don't have truly severe winters, but, last year's heating oil usage was 500 gallons. At this year's predicted $3 a gallon price, we could be looking at a total heating bill of around $1,500 this year with no end in sight in the years to come. I've been reading up on pellet burners and now have the following questions: 1. Would it be wise to simply go with a fireplace insert? I know that it will take some work to the existing chimney in order to to do this, i.e., flue liner, new cap, firebox blocking, etc. Also, our fireplace is located next to our garage with the two rooms basically bolted on the end of the main house rectangle. To get heat to go up into the main house we would need to blow it out of the family and into the kitchen, where it would hopefully go up into the bedrooms above. 2. Would a free standing stove located near the middle of the basement be a better choice? Venting this stove would not be a big deal since 1/2 of the basement is unfinished and the finished part has a drop ceiling. We could vent directly outside with little trouble since the top of the basement wall is above ground level. Would the heat from the stove make it's up into the house to the point where it would make a difference? 3. Instead of a stove, would a pellet furnace make more sense, whereby we would put it next to the existing oil furnace and tie it into the existing ductwork? With gas prices rising the way they are, I figure we may need to do something soon so that we keep an alternative open in the future. Any tips or ideas or info that can be shared would be greatly appreciated.