Replacing my existing old heatilator w/ZC - tax credit options - again (confused)

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Also it's worth mentioning that the tax credit isn't refundable. I think I read that in a different thread here? Someone can correct me if I'm wrong but depending on your tax exposure it may not even matter. If budget is a concern then as said above, there are lots of great systems out there for less $ like the Drolet lines etc.

I have an Osburn (higher trim drolet basically) and have had good experiences with SBI overall. I wouldn't hesitate to go with one of their products.
The 25D Tax credit reduces tax liability. It has a 1 year carryover as well. Also VERY IMPORTANT TO NOTE, the 26% (this year) and 22% next year is based upon a completed installation. NOT PURCHASE DATE.