When I had the liner installed in our chimney that was lined with firebrick we had to go to 5inch to make it fit. With a 22ft draw it has worked very well. After the liner was installed (non-insulated) the sweep said to keep-an-eye- on it until the next summer. Watch for any smoke coming out the chimney around the liner. There was none, so the following summer when he came to do the annual sweep, he mortared in the top to seal it. Have never had back-puffing since that install 3 years ago. I`m just curious as to whether this is just a "west coast" thing or others have done it this way as well? I have read on this forum about packing insulation around the liner and am just guessing that would be more applicable to colder climates. Also, any pros or cons about the way mine was done? I`m refering to the SS flex liner. Don`t recall what brand.