Which would you choose ( and why ) for your heat and hot water. I am( hopefully ) having a house built in the spring. The builder says it will be a forced hot air system, but will put either oil or propane as the fuel source. I would do a pellet boiler but I dont think I can afford it. The house will only be an 1850 sq ft cape so I plan on getting a pellet stove and using it for my main heating source. I am currently doing this in a 10yr old 1500 sq ft cape with no problem at all.