Yes, that will work, though 1/2" cement board may be easier to find. From an insurance standpoint, the stove needs to be at the manufacturer's tested standard.
If you specifically get it in writing from your insurance company it should be covered. But there is always a chance that because it isn't approved for a manufactured home a claim could be denied. But don't just trust the word of your agent. They are pretty much just sales representatives and don't really have any say
It absolutely can. They can set whatever requirements they want. But generally if you explain things to them and back it up with documentation they will listen
I informed the insurance company that the stove was a Model 80 Buck stove. They sent me a diagram of how they wanted the stove to be installed for them to insure it. No mention was made of outside air kit. I made sure that the underwriter was aware that this was a Model 80. Am I wrong in thinking that since they know the model and are willing to insure, that its ok?
Yes I believe outside air is required in modular homes. But you would have to check with the local authority. And a code violation could potentially still be grounds to deny an insurance claim even if they missed it previously.
The county doesn't dictate code. That is done at the state level. Although the county can add to the state codes they have to follow them at a minimum. Your county may not have code enforcement but you are still required to follow state codes.
Thanks for setting me straight on that, its a learning experience.
Absolutely. I have learned a whole lot here.All of us here learn. Even bholler
