So I am replacing my existing wood stove. The current chimney is 20' masonry with clay flue liner 7*10 rectangle. The new stove is 6" round pipe, the old was 8". I posted previously with another question related to the stove and ultimately the advice given was I would be best served installing a 6" SS liner as the current set up is too large and I will have poor drafting. On this I am in agreement as this is the general consensus of all the research I am able to do. I was also advised I would need to insulate the liner. On this I am reading conflicting information. I have read that it is not necessary given the current clay flue tiles in place but would assist in my drafting as it would allow the flue to heat up quicker and at higher temp. My trouble is I would either have to ovalize the liner and then figure out how to unovalize the top or bottom, I would have to go in through the top or the clean out of the chimney, or remove the clay flue tiles. If I go through the top I have to figure out how to unovalize and istall the tee through the cleanout somehow so it would seem pulling up through the clean out would be the better choice in that scenario. Now, thats if I wanted to wrap the liner. What I am also considering is installing the SS liner without insulation for this winter then depending on how it drafts then potentially using pour in insulation next season. My only concern with the pour in insulation is now the clean out would no longer be usable. Seems like I am going to have an issue any way I try to do this. Any thoughts or guidance on this would be appreciated.