I'd like to explore both (easiest and/or cheapest) options. Here's what I've already seen:
2 layers of cinder blocks (the full size ones with air gaps) can equal R2 (but who'd want block 16" high)
As many layers of this (stoveboard):
http://www.lowes.com/pd_74029-85334...5068481&kpid=3818605&CAGPSPN=pla&kpid=3818605
as thick it would take to meet the R value required
I've seen people using steel studs to build a platform. I'm not sure how this would effect R Value.
Still digging for good ideas to meet insurance requirements.
2 layers of cinder blocks (the full size ones with air gaps) can equal R2 (but who'd want block 16" high)
As many layers of this (stoveboard):
http://www.lowes.com/pd_74029-85334...5068481&kpid=3818605&CAGPSPN=pla&kpid=3818605
as thick it would take to meet the R value required
I've seen people using steel studs to build a platform. I'm not sure how this would effect R Value.
Still digging for good ideas to meet insurance requirements.