Re: block off plates, the Supreme Fireplace INC Volcano Plus ships with a "circulating chamber" (see attached pic) which I think is a pretty cool design for inserts. It essentially fits into the existing firebox creating an enclosed steel chamber with a vaulted top. Two blowers force the air from the bottom to the back and up, returning out the louver at the front of the surround. The insert comes in through an adjustable hole in the chamber and is sealed up, essentially creating the same affect as a block off plate, but arguably with greater efficiency as the whole insert is surrounded.
For the record, my clearances to combustibles from the firebox are clear. I did use R14 Roxul ontop of the circulating chamber and additionally at the top of the chimney (which I will check next burning season to make sure it is not capturing moisture and contributing to any problems
@Kyoufu .)
The one thing I do not have is a consistent 1" gap between the clay liner and the insert, but I don't really see this as being a fire hazard although it might not comply with the ULC S635. The clay liner was in great shape as the fireplace was hardly used. I'm with
@bholler on how you would actually ensure your liner would remain 1" from the clay liner... seems impossible.
I still am going to do some more research on wood before burning and I need to get some delivered and figure out storage etc.