So I decided to take the nice day and work on my wood. I need to get some skidded up and moved, while I had others that need to be be bucked and organized. Well about 2 o'clock, I was getting tired, thought about taking a nap. But I was making so much progress and it was such a beautiful day. Well that was when things started to change. The neighbor decided to go set his burn pile on fire, its dry here we are in a drought and decent winds. Well, I guess he just set it on fire and walked away. I was cutting some ash that I picked last week. When I noticed the smoke get stonger and closer. Mind you, I've got a 6 foot privacy fence, between me and him for a reason. But I've got at least 2 cords of 3 year old hedge and a cord of 2 year old old near the fence. Thats when I peeked over the fence to investigate. It was already about 5 foot away and moving rapidily. I tried to slow it down with my rake, but the wind kept flaring it and spreading it. I left it and went and pounded on his door got his attention. Then I went and got my water turn on (located in my basement) and hook my hose (left laying around, just drained). It just started to make penetration through my fence by the time I started spraying it down. Anyways it pentrated in about 5 spots, and just marked my fence. But set some leaves and debris on fire on myside. Any ways had I not been outside when this went down (aint his first time of doing this, this is his third time, but his worse one yet). How does insurance work on this type of stuff? I mean at least 3 cords on or near my fence (it will be moved as soon as I can). I mean this would have gotten nasty, my trailer, garden tractor and other property, but if it would have went another 30 foot it could have taken out another 4 cords. I realize his insurance would have covered it, but how do you price out something like this? Its not like I paid for it, but it was my time, equipment, and supplies. But things fortunatly worked out, I guess for the best today. But who know the next time when I'm not around.