I have a question about hearth extension R values, specifically for “floating hearths” (i.e., slab hearths that extend out from the chimney, but that hover above the room floor by 10-12”). We are looking to install a Hearthstone Clydesdale wood burning insert into a fireplace with a floating hearth and the chimney guy indicated that we would need a hearth extension with an R1 rating to prevent errant embers from falling down onto the hardwood floor below. I can see why the hearth extension would provide combustion protection for hot ash and embers that might pop out onto the floor and bounce underneath the floating hearth, but I don’t quite understand why an R1 rating is necessary? Wouldn’t replacing the hardwood beneath and surrounding the floating hearth with porcelain or ceramic tile and durarock backing board be adequate for embers? I always thought that the hearth extension was primarily protecting against heat transfer that comes directly from the firebox or stove. Since our insert will be inside a fireplace and 12” above the floor, I am trying to understand if the R1 is truly necessary in this application. Thanks.