My new 30 NC is here and it's time to build a hearth for it. My plan is to build using 2X10 lumber because I would like it to be roughly 12" off the finished floor. I know I'll have to cover it with material to achieve the 1.5R rating required and considering dura rock but is it typical to put down 4 layers of 1/2" to get the rating? I notice that gypsum board has a higher rating why not just use that? Final surface has yet to be determined but I heavily favor natural stone to match the rest of our cabin. Would 2 layers of gypsum, a layer of durarock and finally the stone be enough?