Currently Im heating my 1200sq foot house with an oil burning furnace which is located in my finished basement. With the cost of oil I am starting to look for other options for heating. I have narrowed it down to either getting a wood insert for the unused fireplace on the main floor, and using oil as a back up or getting one of them napoleon HMF100 wood burning/electric furnaces to replace my existing oil furnace which is only 5 yrs old. I have been searching for reviews on the napoleon furnaces but have not been having much luck. I have read that wood furnaces are not very efficient and you can go through a ton of wood and then I have also read that wood furnaces will use less wood then any wood stove or insert. So right now im confused as I have been reading contradicting statements. What would be my better option for saving money.