I am new to this site and have already learned a lot.
We live in Canada in a large (about 3,000 sq ft) two unit farm house.
Currently we heat using an oil furnace for the one unit and a wood/oil combo furnace for our side.
Both furnaces are in the basement with no dividing wall between them.
Because insurance companies are getting nervous about houses heated
with oil and with even more so with wood/oil combo furnaces we are starting
to look into our options for the future.
We live on 400+ acres of mostly woodland so firewood is not an issue, but we are in
our late 50's and don't want to keep processing 20 cords a year - 10 cords would be lovely!
Seems like we could go with a high efficiency wood furnace in the basement and duct it through
the existing duct work. The other obvious option would be to install an outdoor wood gasification boiler.
Any advice for us? Does anyone know how insurance companies look at gassification furnaces?
Any recommendations as to which brands are better than others? I understand that we need a backup
heating source to keep the insurance company happy - any recommendation as to what to use
(propane or electric are the options for us)
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Depends,
1. How many of these furnaces are UL or CSA approved wood burning appliances?
2. Are you assuming your insurance company is frowning on the use of fossil fuel oil heat
or did you receive a nastygram via Canada Post telling you that your household insurance
premium will increase due to you use of fossil fuels????????????????
a. your shared common basement is an immediate red flag to an insurer due to the
the lack of a fire wall/fire break and that is an immediate stop sign.
a1. An insurer is going to want to inspect the home and the basement location and I doubt very
seriously a new installation would be allowed unless a concrete wall was installed.
b. Any fossil fuel burning appliance has to be UL or CSA or have a steam pressure
vessel approved stamp/plate so no worries there.
3. I am switching to coal as of this year-AFTER hauling wood for 33 years, I am older and I
wish I could have a afforded a coal stoker way back when, but I will eliminate my oil bill
completely when I remove both boilers which i should have done 29 years ago when I had the
old oil boiler removed based on my plumbers saying it was leaking, UH HUH.
4. You essentially have a huge house and at a minimum of 2 zones- my poorly insulated home
has a single loop and a domestic hot water coil.
5. A forest eater is still forest eater.
6. Unless you have a place to store dry wood (closed shed) or access to dry wood the point is
kinda moot.
7. an outdoor coal stoker from Portage and Maine with oxygen barrier pex is an option but
you looking a $20,000.00 Canadian loonies +- with installation
a. Anthracite coal is available in Ontario.
8. A coal stoker boiler put in a job built specific garage for the boiler and a water storage tank
with two circulator's and an oil tank with a set back distance to conform to National Plumbing
code would be be much less of a problem to get insured and you could set it up to be powered
by a generator to keep the home heated in an emergency by wiring it to be plugged in to an
outlet rather than being hard wired.
a. Coal stoker wiring is no different than fossil fuel or wood boiler wiring, Period. Don't let anyone
tell you any different.
b. Any licensed plumber can install these boilers or furnaces and maintain them as the care and
maintenance of them is very simple. Many owners have installed them themselves.
b. There are several Keystoker boilers in residential use in Ontario, Canada.
9. another option is the use of heat pumps which I am sure Ontario Hydro would offer rebates or
financing for same.
10. Think, think some more, then think some more, before you make a life altering decision
involving a forest eater. If I had been able to afford the extra $2,000.00 (US) for the coal
stoker installation 32 years ago when anthracite was 70 dollars a ton I would have been
hoarding 70 tons of coal in a heartbeat in 1982 and gradually been replacing it over time with
more. I would have several ugly coal piles next to my home but I would not be made a
victimized by my monthly oil budget payments (even with the oil boom).
a. FYI from what I remember one ton of anthracite coal it is equal in heat value to 2 cords of
wood or one tank of fuel oil.
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Like I said it "Depends", I am sorry I used wood as coal is much more economical and efficient --
especially with an old home or a one room school house converted to living space.
I would also look at a steam installation in your basement as a single pipe steam system is
even more cost effective even though its installation cost is greater IN THE BEGINNING AND
The heat Value is greater using low pressure steam ( less than 15 pounds pressure).
My growing up with steam heat means I can and will tell you is an eye opener as the heating is much more uniform. even with single pipe radiators by windows.
I wish I had it in this place period.
You can also regulate the temperature in each room with radiator mounted manual thermostats if desired.
You have to have separate pumps and pipe loops to accomplish this with hydronic heat and or forced air heat using a a radiator in duct work.