I have a 3500 sqft. (plus 1000 sqft basement) all electric house built in 2007 . Electricity bills during winter months are expensive here in Indiana. I have a builder installed Heatilator EL36 fireplace and I am looking to replace it with Apex 42. I have a couple of quotes for demolition, install and finishing (simple facade, mantel and hearth). The quotes range from $12.5k to $15k. I am not sure if it is worth going for it. I love the ambience and the heat from a wood fireplace but finding it hard to convince SO to drop >$12k. Any advice/alternatives?