I am currently running a six inch stove pipe into a chimney lined with 7 inch ID terracotta. We are accumulating too much creosote at the top of the chimney.  The terracotta is insulated, but obviously not very well. 
I want to insert a stainless steel liner into the terracotta. I would like to insulate it as well but may have to undersize the flue liner just a bit to get it to go in.
Would the benefit of insulation will offset the negative of undersizing? I know a woodstove flue should have 1/2 inch of insulation but that would be a tight fit in a 7" ID terracotta. Should I go with 1/4 inch insulation and a six inch liner, or go with 1/2 inch insulation and drop down to 5.5 inch liner? Any thoughts?
	
		
			
		
		
	
				
			I want to insert a stainless steel liner into the terracotta. I would like to insulate it as well but may have to undersize the flue liner just a bit to get it to go in.
Would the benefit of insulation will offset the negative of undersizing? I know a woodstove flue should have 1/2 inch of insulation but that would be a tight fit in a 7" ID terracotta. Should I go with 1/4 inch insulation and a six inch liner, or go with 1/2 inch insulation and drop down to 5.5 inch liner? Any thoughts?
 
	 
	 
 
		 
 
		 
 
		 
 
		 
 
		 
 
		 
 
		![[Hearth.com] undersize vs underinsulate new flue liner [Hearth.com] undersize vs underinsulate new flue liner](/talk/proxy.php?image=http%3A%2F%2Fwww.homedepot.com%2Fcatalog%2FproductImages%2F400%2Fd9%2Fd95aaa76-85e2-4bef-acd6-d3c9eaec8fd8_400.jpg&hash=352992eeae223e040fb8b8dabf5874d4) 
	![[Hearth.com] undersize vs underinsulate new flue liner [Hearth.com] undersize vs underinsulate new flue liner](/talk/proxy.php?image=http%3A%2F%2Fwww.homedepot.com%2Fcatalog%2FproductImages%2F300%2F21%2F2172735c-272b-4a80-8e41-2eb406c6bdc3_300.jpg&hash=92a34d7feb8117b46ccff9cb95eae2c2) 
	 
 
		 
 
		 
 
		