Greets All - I hope this is not off topic, but it didn't seem to belong in the ash can forum and this is about my experience in getting and installing a new stove to replace an inplace older one.
It finally dawns on me that I'd better call my insurance agent to ask if my planned new stove (nc-13) will affect my rates or did I need some kind of inspection, etc.
Agent Steve (our local guy) says after lots of obfuscation (Is it really the job of insurance people to never give you a clear and straight answer so they've always got an out?) that I will need my "contracter." to fill out some forms which they will look over. I tell him that contractor is a little vague for me (contractor seems to be just about anyone who does anything for anybody) and does he mean a certified installer, an inspector from the town, the local fire people, etc. He responds with "I certainly don't mean an electrician." Thanks, real helpful but not exactly clarifying. I'm starting to loose my stuff so I just ask him (politely) if he can send me the forms (they've got to have more info than he's giving me) and he tells me he'll send me the forms after the work is done...
I guess it's possible that I'm being obtuse and just don't know it...I can be ornery (shrug). We' have paid this company multiple 10's of thousands of dollars in premiums over the years.
I'm working here without a net financially; my wife and I can't afford to try to get through another winter with our oil (gd I hate the smell of #2 oil) furnace at $4+ a gallon (we're still trying to catch up from last winters $3+ oil).
Let's see, get a pro to do the install with money I don't have (It's literally dropping the stove on the hearth and connect one piece of stove pipe and a 6 to 8 increaser) or take a chance on DIY and if something should happen I've blown my coverage and hello..living in a car for two seniors.
Has anyone here changed insurers because of a stove setup and how much of a hassle was it?
I know this is whiny but I don't want to yell at the wife.
Thanks for listening,
Littlalex
It finally dawns on me that I'd better call my insurance agent to ask if my planned new stove (nc-13) will affect my rates or did I need some kind of inspection, etc.
Agent Steve (our local guy) says after lots of obfuscation (Is it really the job of insurance people to never give you a clear and straight answer so they've always got an out?) that I will need my "contracter." to fill out some forms which they will look over. I tell him that contractor is a little vague for me (contractor seems to be just about anyone who does anything for anybody) and does he mean a certified installer, an inspector from the town, the local fire people, etc. He responds with "I certainly don't mean an electrician." Thanks, real helpful but not exactly clarifying. I'm starting to loose my stuff so I just ask him (politely) if he can send me the forms (they've got to have more info than he's giving me) and he tells me he'll send me the forms after the work is done...
I guess it's possible that I'm being obtuse and just don't know it...I can be ornery (shrug). We' have paid this company multiple 10's of thousands of dollars in premiums over the years.
I'm working here without a net financially; my wife and I can't afford to try to get through another winter with our oil (gd I hate the smell of #2 oil) furnace at $4+ a gallon (we're still trying to catch up from last winters $3+ oil).
Let's see, get a pro to do the install with money I don't have (It's literally dropping the stove on the hearth and connect one piece of stove pipe and a 6 to 8 increaser) or take a chance on DIY and if something should happen I've blown my coverage and hello..living in a car for two seniors.
Has anyone here changed insurers because of a stove setup and how much of a hassle was it?
I know this is whiny but I don't want to yell at the wife.
Thanks for listening,
Littlalex