It seems the timing to buy an insert could not have been less-favorable.
Bought a house, then took the last year to think over and budget for an insert purchase. Narrowed it to a Hearthstone Clydesdale, it's perfect for my application, but sadly not 2020-compliant.
Either it's busy season, or a $300 discount from MSRP really knocked loose a lot of sales (well, 2 in 4 weeks) because now my local is stocked-out. Regional sales rep says he can get one from the next state over, but (1) no discount (2) it's a 4yo floor model and (3) they want me to pay freight on it. No thank you.
Now the "new and improved" 2020 models will hit, and there will be buying at discount for a while.
So it appears my best option is to keep cash on hand for the May 31 countdown. I'm not holding my breath on any discounted models.
I think i'll watch craigslist for a pre-2020 model. I'm sure not paying MSRP for anything less than what I want.
Whatever is left on 5/31 is sure to be slim pickings, where i live.