Breakdown of what I have and what I am thinking of doing. In 2010 we installed a 5036 Central Boiler Classic outdoor wood stove to heat our (1992 DIY built) house and hot water. I currently use the 1" Thermopex from the boiler to the garage (about 30') and run 1" pex from the garage to the house in a covered hallway with closed cell 3/4" thick pipe insulation. I run through a side arm provided by Central boiler to heat the water on my new in 09/2017 50 gal electric water heater. It then runs across the basement in 1" pex to a heat exchanger via my current forced air furnace (propane). It works but my electric bill has yet to go down ever. I burn about 10-12 pulp cord of oak a year from October to May. I am in Northern Wisconsin by the Michigan border. I have thought about putting baseboard heat in my 1 1/2 story 1550 sq ft home. I have access to do in-floor heat in the lower level but half is carpet and the other is laminate floors. The upstairs would need to be 100% baseboard heat. My temp loss is currently 2 degrees from boiler to the water heater. It is 19 degrees from boiler to the the return of the boiler. Would adding baseboard radiators or in-floor and baseboard combination to the boiler system make better use of the boiler and reduce my electric bill by not running the forced air furnace? My duct system in this house works but is not very good thanks to poor planning on the previous owner. A quote of $2900 to just change the duct work was given and I was told to start over as only 3 cold air returns is not enough for the whole house. Ideas on how to do this with zoning valves? Do I add thermostats for each room or by each level (floor)? Please help I am quite handy but just can't get a straight answer from anyone. I have extensive knowledge in electronic, electrical, automotive, and hydraulic systems but HVAC setup is not one of them.