Does cutting your own firewood really save you money vs buying it.

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I burn about 3-3.5 cords of wood/year at $300-$400/cord plus factoring in the cost of the saw and splitter, probably not saving money. I’m retired but a working person should factor in his/her wages then definitely not saving money.

That being said, it gets me outside, free exercise and I can be picky on the wood that comes home.
 
I get logs delivered for free.
I have about $1000 in equipment and saved about $4000 in oil.

So absolutely yes.
Not counting my time as I would not be seeking a paid gig on top of my normal job, so the cutting and splitting doesn't replace earnings.
 
Like many here, there’s a seemingly endless supply of free wood near me. At the right time of year, I’ve seen full tree company loads (5-6cord) with delivery being posted on market place for free.

Of course your time isn’t free, but like others I still enjoy bucking, splitting and stacking. So yea, free wood is definitely saving me money.
 
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Reactions: NickW
Every situation is a bit different but for me it definitely saves me money. Heating oil is around $5 per gallon last time I checked. Before wood insert was installed we would use about 500 gallons of oil per winter. The last two winters combined we used 50 gallons total! Savings add up quick. Our insert, splitter and gear is already paid for plus I enjoy cutting and splitting, burning, all the while the cleaning up my property. Win win for me
 
When I wore a younger man's clothes, I enjoyed cutting and splitting firewood. As I approach 70, I don't dis-like it, it just isn't as easy. Having an electric baseboard home, we've always been wood burners. I'm lucky enough to work for a propane company, so now our propane stoves provide more heat than the woodstove, but this last bitter cold January, it was nice having the woodstove available. Our stoves have definitely saved us money, I just figured I was paying myself for having to interface and make it happen. Nothing warms you like your wood stove, but its not for everyone.