New member and first post so apologies in advance if this appears in the wrong location or upside down. Just going through the home insurance renewal thing and finding two things; 1. Ins companies will not sell a policy for homes with entirely or primarily wood heat, or 2. Big additional fee and ever higher premiums if they will. My question is this: Are we going to reach a point where a person who wants ( and loves ) wood heat will not be able to find an insurer?