We are converting our fireplace and installing a VC Montpelier this fall. I have done a lot of reading on this wonderful forum and it seems like insulating around the stove pipe and installing block off plates are 2 frequent recommendations. The interior dimensions of my clay tile flue are 7x11". I was told that the 6" stove pipe has an outer dimension close to 6.5". My installer was worried that if he wrapped the pipe with insulation then it would get caught up and ripped and be difficult to install. He said that he doesn't like ovalizing pipes because of the restricted air flow. It is an exterior chimney. He said that he usually packs insulation up around the first 3 or 4 feet of pipe and the top 3 or 4 feet of the pipe. He said that this seals up the air space really well. He also said that they do use the insulation wrap in bigger flues, but mine was too small. He also only installs block off plates if he is pouring vermiculite insulation around the pipe, which he can come back and do if I have any draft problems. Any thoughts and recommendations would be greatly appreciated.