I just got a quadra fire voyager grand installed yesterday. It was installed in an existing masonry fireplace that has the brick chimney on an exterior wall but it's not exposed to the outside. The installer said I didn't need an insulated liner, just a regular 6" stainless steel one, and that I didn't need a block off plate or any insulation installed. Before I go to use this thing, should I insulate and install a plate, or see how it does as is first? The chimney is much bigger than the liner (I would say at least 18"x8" with no clay flue). The exterior cap is just a stainless plate with a pre fab cap that he installed with construction adhesive and silicon caulk. The house is an 1887 farmhouse with some insulation, but could use more, and the room it is in is a recently expanded family room (20x32') with a fairly open kitchen attached to that. The insert will primarily be used to supplement the natural gas well that we own, so that we don't run out of gas mid January like we have been for the past several years. Thanks for the input!