I had a Supreme Lumis insert installed and my installer said that a block off plate is not necessary. He is WETT certified and has installed hundreds of inserts and says he never does it. Claims that as long as it is sealed at the top, which it is, there is no air flow, so no need. I was surprised as I thought that common practice is to put insulation above the insert and a block off plate to seal the chimney above the insert. In doing so, it will deflect more heat into the room and not up the chimney. Maybe that difference is incremental. Also I read that it may not be a bad thing t have more heat warm the liner, but the other thing is about whether cold air from the chimney will seep into the room when the insert is not in use. It is installed flush, so no big open space, but there are air vents of course.
My chimney is brick and on the outside and my liner is insulated. Also, I am in Vancouver which does get cold, but nothing like eastern cities.
![[Hearth.com] Block off plate and insulation. Necessary or not? [Hearth.com] Block off plate and insulation. Necessary or not?](https://www.hearth.com/talk/data/attachments/348/348818-4f00e91de9d128a3dba8fca2d2378567.jpg?hash=HInTKVHMCt)
My chimney is brick and on the outside and my liner is insulated. Also, I am in Vancouver which does get cold, but nothing like eastern cities.
![[Hearth.com] Block off plate and insulation. Necessary or not? [Hearth.com] Block off plate and insulation. Necessary or not?](https://www.hearth.com/talk/data/attachments/348/348818-4f00e91de9d128a3dba8fca2d2378567.jpg?hash=HInTKVHMCt)