Not trying to restrict the question to those over 40, so if over 40, please feel free to share advice/wisdom Just curious to see what folks are putting thier money in recently in light of the recession and returns being down appx 40-50% for the last 16 months or so. People putting more in less aggressive funds? bonds? Letting it ride an the same agressive funds? Just curious thats all. A part of me says to get more conservative (age 38), but then a part of me says stay the course and just keep the allocations as is. I would start one of those nifty polls, but not sure how to get that done. Let the debate begin.