I finally mead my decision for my new wood stove and hearth pad. I chose the Heatilator WS22 with a Ventis double wall stove pipe and chimney system and an American Panel hearth pad in Imperial Black. I was going to build my own hearth but after talking to the dealer about insurance regulations and what they may or may not want or allow I decided it wasen't worth the hassel, plus I feel like we got a good deal on our purchase and installation. By having them install the new stove I can give My insurance company a copy of the work order and won't catch any crap form them. Every thing should be installed by the third week of August.