I have Ohio mutual insurance group for my house and they cover my stove in the house. I have heard that some insurance companies won’t cover a stove in a garage. Anyone know if Ohio mutual covers stoves in garages?
OMIG Insurance
- Thread starter walhondingnashua
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I have Cincinnati insurance they cover the house. I was told no way about one in the garage though. I'm in Michigan no one that I know of would cover one on my garage
Bad LP
Minister of Fire
How about calling your agent?? Better yet email them for a paper trail.
SpaceBus
Minister of Fire
According to some experts on here, which I have no reason to doubt, solid fuel appliances are against code in a garage.
Check here. But everywhere I can find says no wood stoves in garages in the US.
www.hearth.com
Who has a wood stove in their garage?
In a quest to find some definitive answers to codes and requirements in different areas in regard to installing wood burning stoves in garages I thought I would start a thread and ask some questions of those who actually have them installed in their garages. If you wouldn't mind answering these...
www.hearth.com
Where I live in canada stoves must be a min 18 inches off the floor. But of course your insurance takes a huge jump. Do to the fact if your veh or something is in their leaking fuel the stove could/will ignite the fumes
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maple1
Minister of Fire
I talked to my agent and he says all I have to do is meet the same perimeters as my stove in the house. I know a few people that have them in their garages. The park mowers, weedeaters, cahinsaws and etc. in there. I haven't asked them if they have insurance. I know I can't keep my gas cans in their but my wife's car and my mower would be in there. Anyone else use a wood stove in a garage/ shop?
Thanks for all the input. My wood furnace will be free if I decided to use it. I know the pipe is going to cost me several hundred dollars and I know I will have a constant nervousness if there is anything with gas in there. I'm not ruling out using it, but from what I am reading, I may hold off and only use the wood stove if the car is not in there or anything else volatile.
That then leads me to another question... I don't want to use electric to heat because it is so expensive so I am leaning towards propane as my other heat source. It will be well insulated and my door is insulated. I would prefer to use a heater that I can hook up to a 100 gal tank (its to far to run a gas line from my house tank). What do you guys use? One of the wall mounted heaters or a ceiling mounted vented system? Are the wall mounted units still a fire risks since they have a pilot light and do they put off a smell and carbon monoxide? I don't want to heat it 24/7... just above freezing when really cold out and warm up to work on the weekends.
That then leads me to another question... I don't want to use electric to heat because it is so expensive so I am leaning towards propane as my other heat source. It will be well insulated and my door is insulated. I would prefer to use a heater that I can hook up to a 100 gal tank (its to far to run a gas line from my house tank). What do you guys use? One of the wall mounted heaters or a ceiling mounted vented system? Are the wall mounted units still a fire risks since they have a pilot light and do they put off a smell and carbon monoxide? I don't want to heat it 24/7... just above freezing when really cold out and warm up to work on the weekends.
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