Our fire department no longer does inspections. I went to the municipality to inquire about a permit, yes one was required- $250. Does that include an inspection? No they just want your money. Three guesses about my permit. Informed the insurance co. about my install and provided them with pictures, informed them it would be wett inspected some time in the new year. My rate went up $90 a year until the inspection then $30 after. Had calls almost weekly in the new year to see if we had the wett done yet, kept telling them I would get it done when I could afford it. Finally after a couple of months they called to make an appointment for their inspector (wett??) come look at it. He came took pictures, measured, and went into the attic to check up there. Next thing I know I get a letter in the mail saying my install was ok and my rate would be going up $30 a year. My advice to anyone thinking on, or that has a stove in place- ALWAYS, ALWAYS inform your insurance company. If your house burnt down for any other reason than the would stove, and they came and found it in the ashes, guess what- you would be on your own with no coverage!