Boy, if they were trying to sell you a VC over a Osburn, I'd question if they really have your best interest in mind...I'd say no.
VC was good years ago, but not in a long time now.
It was more or less an argument of plate steel vs cast iron and the benefits and drawbacks of both. After doing a quick search, it sounds like VC is a sh*tshow right now, so I'll notably avoid.
I'm going to get an estimate from another place, and they're a Kuma, Quadrafire, and Hearthstone dealer. Their average cost was actually almost a thousand less than the place that came out today. The QF 4300 looks great at a glance (and will apparently start it own fires at a push of a button), and Kuma and Hearthstone seem to have good offerings at a glance without doing any research, but they're both cat stoves.
I'm going to be doing some digging here to see what some of the best options are out there. In speaking to the wife who does taxes for a living, she's perfectly okay (and would prefer) not getting the tax credit as it's less work and headache on her, so I guess this particular selling point has become a non-issue.
I'd prefer not to deal with a cat anyway to be honest, and I'm not sure there's many (if any) non-cat stoves that meet the standard except for on crib wood. I'm not sure if they're using crib wood just to pass regulations or if they expect people to burn kiln dried lumber in their stoves, but at the very minimum it sounds like I'm going to need to start doing more research; specifically on what to avoid if anything.