I'm in the market for a wood insert - I'm pretty sure we've settled on a Hampton HI300 (thanks to all the info here!). Is now a bad time to buy? In checking with local dealers, just about everyone is quoting the exact same price ($2906) which I assume means they'll selling at MSRP. Regency did start a promotion today but I'm wondering if I'm better off waiting until spring or summer. What do you all think?