I wish the best to the OP. They made no mistakes in this situation.Easy to say when it's not your neighborhood. We don't know all of the details.
I've had a few mistakes costlier than $20k, and while no one loves them, they're not the end of anyone's world.
<-- hoping the OP gets back to us with resolution, as this plays
The OP asked for opinions and definitely got a variety of them. Up to her now on how to proceed.